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Investment News: SECURE Act Creating Opportunities for Financial Advisers

Bonnie Treichel, founder and Chief Solutions Officer of Endeavor Retirement, sat down with Investment News at the Retirement Income Summit in May 2022. She shares her thoughts on what the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 means to the industry.

The act has three primary provisions about retirement income in plans:

  1. Disclosures: Requires benefit statements to include an illustration of account balances as a lifetime-income stream at least once during any 12-month period. This went into effect for participant-directed plans in June 2022.
  2. Safe Harbor: Provides fiduciaries a safe harbor for selection of lifetime-income insurers.
  3. Portability: Permits in-service distribution of lifetime-income products when a fiduciary changes lifetime-income programs.

Treichel says the SECURE Act furthered retirement income in defined contribution plans, and it created opportunities for advisors to expand their practices and business.

Check out the following resources to learn more. Or go to Retirement Income Consortium where Endeavor Retirement serves as a subject-matter expert.

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